This reader wants a hobby farm and to be close to a vibrant downtown.
Let’s look out West for that four-season retirement spot and also get you closer to family. Your $80,000 pension already makes you better off than many retirees, and that’s before any investment or other income, so you have plenty of choices. Natural beauty and amenities often come with a price premium, of course. I’ll suggest three smaller cities and leave you to scout out the nearby rural options and the hobby farm possibilities.