Want to get richer? Make this simple change to your outlook.
You can take your optimism to the bank.
Optimists are far more likely than pessimists to make smart money moves, new research reveals. Indeed, a new survey of more than 2,000 people released this week from Frost Bank found that while 90% of optimists have saved for a major purchase, just 70% of pessimists have. Furthermore 75% of optimists have gotten creative with ways to save money versus just 60% of pessimists; and 61% of optimists have started an emergency fund, compared to just 43% of pessimists. And Frost found that even controlling for wealth and income, optimism is associated with an increase in financial well-being.